What should I do with extra cash?
From March 2022 through July 2023, the Federal Reserve rose the bank lending rate from 0% to 5.25%. It was a huge […]
Author: Robert Gephart
Undocumented Workers: Boosting the Economy, Curbing Inflation?
Some days, it feels like this economic boom can’t continue. What is holding it up? Why doesn’tinflation continue to rise and cause […]
What is the latest buzz about Artificial Intelligence?
Artificial Intelligence (AI) is the latest buzz word in the financial market. Companies make sure tomention their AI efforts in conference calls. […]
Changes to Inherited IRA’s – The 10 Year Rule
In 2019, Congress passed the SECURE Act. It has since been amended by the SECURE Act 2.0 in 2022. These acts changed […]
The End of Easy Money
Do you want the good news or the bad news? The good news is that people can finally earn interest on their […]
What happened to Silicon Valley Bank? Should I be concerned?
We are still at the beginning of a banking crisis. It started in early March when Silicon Valley Bank(SVB) collapsed and was […]
Retirement Changes in the Secure Act 2.0
In the final days of 2022, Congress passed (and President Biden signed) the Secure Act 2.0. Its goal is to help Americans […]
What happened at FTX?
FTX used to be the second largest crypto-exchange in the world. The exchange was valued at over $32 Billion and had attracted […]
Do consecutive quarters of negative GDP equal a recession?
The U.S. economy contracted for two consecutive quarters to start 2022. Gross Domestic Product (GDP) declined by 1.6% in the first quarter […]
What is Inflation? How is it measured?
Inflation is the decline of a currency’s purchasing power over time. It is expressed as a percentage and tracks the rise of […]