What is Private Credit? Should it be part of my portfolio?
In our previous issue, I noted that securing a ground-floor position in a startup is increasingly rare for retail investors due to […]
Author: Robert Gephart
Should you invest in the largest IPO ever…SpaceX?
There is expected to be a wave of IPOs (Initial Public Offerings occur when a company first offers shares of stock to […]
We are living in a K-Shaped Economy
There have always been differences in economic outcomes across households, but in recent years many economists have described the United States as […]
401(k) Contribution Limits and New Rules for 2026
The IRS has released its updated 401(k) contribution limits for the 2026 tax year. These annual adjustments are driven by inflation and […]
The Dollar’s Decline
In the first half of 2025, the U.S. dollar lost 11% of its value against a basket of international currencies—its steepest drop […]
U.S. Credit Rating Downgrade: What It Means
In May, the United States lost its last remaining AAA credit rating when Moody’s downgraded the country to Aa1. This move followed […]
What are tariffs and how do they affect me?
A tariff is a tax on imported goods and services. They are a form of trade regulation that governments use to protect […]
What can I do with money left over in a 529 Plan?
A 529 Plan is a tax efficient way to save money to pay for qualified education expenses. You can use funds from […]
What should I do with extra cash?
From March 2022 through July 2023, the Federal Reserve rose the bank lending rate from 0% to 5.25%. It was a huge […]
Undocumented Workers: Boosting the Economy, Curbing Inflation?
Some days, it feels like this economic boom can’t continue. What is holding it up? Why doesn’tinflation continue to rise and cause […]